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Richard Bland College
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Private Educational Loans

Private educational loans, sometimes referred to as alternative loans, are non-federal loans made to students to help cover the cost of education.  These loans are based on consumer credit and feature competitive interest rates. The student(s) can borrow up to the cost of attendance less any financial aid received.  Most students require a co-signer.  There are a variety of lenders participate in these loan programs.  Students can select a lender of their choice when applying.

When applying for a private educational loan, it is important to do your homework. Each of these loan programs is different, and you want to select the right lender for you. Take some time comparing interest rates, fees, repayment terms, and requirements.

The link below is provided by the Department of Education so that you can compare the Federal Student Loan and Private Student Loan.    https://studentaid.ed.gov/sa/types/loans/federal-vs-private

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